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Guide · skin conditions

Nummular eczema: why skin forms itchy “coins,” and how to tell them apart from a fungal infection

Nummular eczema is named after a coin, but it often doesn’t start out as a perfect circle. It can begin as tiny bumps or blisters that merge into an itchy round patch. The tricky part: a fungal infection, psoriasis and a few other skin conditions can look very similar. 

Two things worth knowing up front

“It could be a fungal infection. The skin between the patches is often very dry.”

It’s also called nummular dermatitis or discoid eczema. If you’re curious about everything the broader term covers, read what “dermatitis” actually includes.

Nummular eczema before and after – round red patches on the buttock and hip of an adult
Round patches before and after care. This photo is not meant for self-diagnosis.
Reading time
≈ 22 min
Published
August 2026
Medically reviewed
August 2026
How we put this article together
This article is based on dermatology guidelines, professional organizations and peer-reviewed research. Every claim links to its source, right in the text and in the list at the bottom of the page. It’s here to inform you, not to diagnose you. Chicatella publishes this article and sells the products shown near the end.
The key points in 30 seconds

Article summary

01

A type of eczema with very itchy round or oval patches.

02

It isn’t contagious and doesn’t spread from person to person.

03

It can start as tiny bumps or blisters that merge into a “coin”.

04

It can be wet and oozing or dry, rough and scaly.

05

A round shape alone can’t tell eczema apart from a fungal infection.

06

When the surface is dry, regular protective care matters. Active inflammation or an infection may need treatment.

The shape tells you where to look, not necessarily what the diagnosis is.

What you can do today

Seven things you can do today

01
Take a photo of the patch in the same light and write down the date.
02
Watch whether it spreads mostly at the outer edge or whether the whole patch is irritated.
03
Wash your skin quickly, with lukewarm, not hot, water.
04
After washing, on dry, unbroken skin, apply a suitable moisturizing cream or ointment.
05
Don’t scratch and don’t pick off the crusts.
06
With a round rash you can’t place, don’t randomly switch between leftover antifungal and anti-inflammatory creams.
07
If there’s pain, swelling, pus, honey-colored crusts or fast spreading, see a doctor.
What it looks like

Same pattern, very different looks

Seven ways to recognize it. The shape, the location, the edge and whether the patch is wet or dry tell you more than the color does. The sketches are simplified; only a doctor can diagnose it.

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1–5 cm (½–2 in)sharp edge, like a coinSHAPE · COIN
Round like a coin

A clearly outlined round or oval patch, anywhere from the size of a coin to the size of a palm. That’s where the name comes from: nummus is Latin for coin.

SHINS · FOREARMS · TORSO
Where it likes to show up

Most often on the shins and forearms, and often on the backs of the hands and the torso too. The face is rarely affected.

NUMMULAR · WHOLE PATCHFUNGUS · ACTIVE EDGE
The whole patch, not a ring

With nummular eczema, the whole circle is irritated. A fungal infection spreads with an active edge while the center calms down.

1 · WET, OOZING, CRUSTS2 · DRY, SCALY
Wet first, then dry

A fresh patch may ooze and crust over. Over a few weeks, the same patch turns dry, scaly and rough.

circles merge and the shape is lostMERGED PATCHES
When circles merge

Several patches close together can merge into one bigger, irregular area. At that point, you can barely see the original round shapes.

cracked, tight skin around itDRY SKIN BETWEEN PATCHES
The skin around it is dry

The skin between the patches is often very dry and tight. That’s exactly where good care makes the biggest difference.

scratching keeps the patch goingVERY ITCHY
It itches a lot

The itching is often intense, especially at night. Scratching leaves marks and reopens the patch, so breaking that cycle is key.

Frequently asked questions

Short answers first

What is nummular eczema?
A type of eczema with very itchy round or oval patches. It gets its name from the coin-like shape. It’s also called nummular dermatitis or discoid eczema.AAD↗︎
Is nummular eczema contagious?
No. It doesn’t spread through touching, hugging or sharing a towel. It starts in the person’s own skin, so it can’t be passed on to anyone else.
How do I know if it’s eczema or a fungal infection?
You can’t reliably tell from the way it looks. With nummular eczema, the whole patch is often inflamed. A fungal infection often spreads with a more active, scaly outer edge. The reliable way to tell is a skin scraping checked for fungus. More on that in the section The biggest trap.
Why are the patches round?
The circle is the result of a process, not the starting shape. It often starts as tiny bumps or blisters that merge into a clearly outlined round area. More in the section on how the coin forms.
Is nummular eczema the same as atopic dermatitis?
They aren’t the same, although they overlap. Research shows overlap with atopic dermatitis, but also some different inflammatory features. More in the research section.
Which ointment helps with dry nummular eczema?
On dry, rough or cracked skin, richer creams and ointments often make more sense than very light lotions, because they stay on the skin longer and slow down water loss. Apply them after a quick wash, while your skin is still slightly damp. You’ll find a comparison of textures here.
Can nummular eczema ooze?
Yes. In the wetter stage, you may see blisters, oozing, a sticky surface or small crusts. Later, the same patch often turns dry and scaly. See the comparison of both stages.DermNet↗︎
How long can it last?
It’s often a long-lasting problem or one that keeps coming back. A single patch can take several weeks to calm down, and a lighter or darker mark may stay for a while afterward.
Why does it come back in winter?
Cold outdoor air and heated rooms dry the skin out even more. Dry skin holds on to water less well, cracks faster and itches more. That’s why patches show up or get worse more often in the colder months.NHS↗︎
Can kids get it?
Yes, although it’s more common in adults. In kids, it’s especially important to have a doctor confirm the diagnosis, because other round skin patches are common in children too. Read more about skin inflammation in kids in our article on eczema in children.
When should I see a dermatologist?
When a patch spreads mainly at the outer edge, oozes, hurts, hasn’t improved after several weeks of proper care, keeps coming back, or when there’s pus, honey-colored crusts, swelling or a fever. The full list is in the section When not to rely on home care alone.
Does food cause nummular eczema?
There’s no evidence that food causes nummular eczema. The known triggers are mainly very dry skin, cold weather and heated rooms, small skin injuries, irritants and, for some people, a contact allergy.
How a patch develops

The coin shape is the result of a process, not the starting shape

That’s why people often say a circle “just appeared out of nowhere.” In reality, it grew from something smaller.

Six steps
1 · Tiny bumps
2 · Oozing
3 · Merging
4 · Dry coin
5 · Center fades
6 · Temporary mark
Diagram of how it develops. Not a clinical photo, and it doesn’t show every possible variation.

The “coins” aren’t always perfectly round. Once several patches merge, you can barely make out the original shape, which is exactly why a round shape alone isn’t enough to tell you the cause.

Two stages of the same problem

Wet and dry nummular eczema don’t look the same

Wetter, oozing stage
Dry stage
These aren’t two separate conditions. In the same person, the look can change over time.
FeatureWetter, oozing stageDry stage
Surfaceblisters, oozing, a sticky surface or crustsrough, scaly, cracked
How it feelsintense itching, possibly burningitching, tightness, dryness
Skin barrierthe surface is damaged and may be openthe surface is losing moisture and is less supple
Carefirst a proper assessment and calming the inflammationregular emollient or richer protective care
Where it shows up

Where it appears most often

Tap an area for a short explanation. Location is a clue, not a diagnostic test.

Area
Tap an area on the picture
Nummular eczema often shows up on both sides of the body, but not always symmetrically.

An important clue people often miss: the skin between the patches is often very dry. That’s why you care for the whole dry area, not just the circles. If you want to know why very dry skin needs a different texture, see our separate article.

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Color of the inflammation

It doesn’t always look red

The color of the inflammation depends on your natural skin tone. A patch can be:

pink or red brownish purple or grayish lighter or darker than the skin around it

Once it calms down, a darker or lighter mark can stay for months, especially on darker skin. Doctors call the darker version post-inflammatory hyperpigmentation. That doesn’t necessarily mean the eczema is still active.

pink brownish purple
Top: an active patch. Bottom: a fading mark once it has calmed down. A diagram, not a clinical case.AAD↗︎
Fungus or eczema

The biggest trap: a fungal infection can look almost the same

Don’t just look at the circle. Look at the edge, the center and which way it’s spreading.

The whole patch is inflamed

The whole surface can be inflamed, dry or oozing, not just the edge.

An outer edge that keeps moving
calmer center

An active, scaly edge moves outward, while the center is often calmer.DermNet↗︎

The catch: nummular eczema can also fade in the center first as it calms down. So an “empty center” on its own isn’t a reliable answer. A skin scraping checked for fungus makes telling them apart much easier.
ClueNummular eczema: itchy “coins” or a fungus?Fungal infectionPsoriasisContact dermatitisStasis dermatitis
Shaperound or oval, may be incompleteoften ring-shapedsharply outlined areasoften follows the point of contactmainly the lower legs
Edgenot necessarily more active than the centeroften spreads outwardoften thicker scalesmay be irregularoften with swelling
Centermay be inflamed or start fading firstoften calmerusually similar to the rest of the patchdepends on the contactspread-out inflammation
Skin elsewhereoften very drynot necessarily drypossible changes on the scalp, elbows, nailsdepends on exposurepossible varicose veins and discoloration
What confirms the causean exam and more tests if neededskin scraping for fungusclinical examallergy patch testchecking the legs and circulation

One feature alone isn’t enough for a diagnosis. If a round patch keeps spreading, won’t go away or doesn’t respond to everyday care, getting it checked is worth more than guessing.

For comparison, you can also look at how it compares with psoriasis and how to recognize contact dermatitis.

A blurred picture

When medication hides what’s really going on

If an unrecognized fungal infection is treated with an anti-inflammatory cream, something misleading can happen: the itching and redness calm down for a while, the clear outer edge becomes less obvious, but the fungus keeps spreading. Doctors call this tinea incognito.Source↗︎

The right anti-inflammatory medication is very helpful for eczema. The problem starts when it’s used without a diagnosis on something that isn’t eczema at all.

The edge fades, the area grows
edge fades but the area still grows
That’s exactly why, with a round patch you can’t place, you shouldn’t randomly switch between leftover antifungal and anti-inflammatory creams.
Causes

Why nummular eczema happens in the first place

There’s no single confirmed cause. It’s more useful to think of three layers that work together.AAD↗︎

1 · A damaged skin barrier

When the skin’s surface holds on to water less well:

  • →the skin turns dry and less supple;
  • →tiny cracks let irritants in more easily;
  • →itching leads to scratching;
  • →scratching damages the barrier even more.

We explain the same mechanism in more detail in our article on the damaged skin barrier in atopic dermatitis.

Bricks and mortar
↑ WATER ESCAPES ↓ IRRITANTS GET IN gaps between bricks = more water loss

2 · The inflammatory response

Nummular eczema isn’t just dry skin. The inflammatory response causes itching, redness or a change in color, swelling, blisters or scales.

Good care helps repair and protect the roof. Prescription anti-inflammatory treatment, when needed, puts out the fire underneath. Often both jobs matter.

3 · Triggers

Triggers add up
weakened skin barrier dry air water friction injury heat
What pushes skin over the edge
01very dry skin
02cold air and heated rooms
03heat and sweating
04a scrape, scratch or bug bite
05frequent washing or irritants
06contact allergy
07poor circulation and swollen legs
08for some people, medications that dry out the skin a lot

What isn’t true: that stress, diet or a “bad microbiome” cause the condition on their own. They can be part of the picture, but they aren’t a proven cause.

Microbiome

What role the microbiome plays

Lots of microorganisms live naturally on healthy skin. So the goal isn’t “sterile skin.” But a damaged surface, oozing and scratching can change the environment on your skin.

Three different states
Intact surface

A varied community. That’s normal.

Colonization

A bacterium is present. That isn’t an infection yet.

Possible infection

Pain, warmth, swelling, pus or honey-colored crusts. You need to get it checked.

Staphylococcus aureus is often found in nummular eczema, but a bacterium being there isn’t always the same as an infection.StatPearls↗︎

Gentle cleansing and protecting the barrier make sense. But cosmetics shouldn’t promise to “balance your microbiome” or treat an infection.

The first patch

Why it can start after a single scratch

A small skin injury can trigger the first patch in someone who’s prone to it. Think of a scratch, a scrape, a bug bite or a small burn.

Bite or scratch
→
Damaged barrier
→
Itching
→
Scratching
→
Round patch
Patches may show up elsewhere later. That doesn’t mean the eczema is spreading through the body like an infection.
The research angle

Is nummular eczema its own condition, or a relative of atopic dermatitis?

A 2023 study compared skin samples from people with nummular eczema, atopic dermatitis and psoriasis. In nummular eczema it found overlap with atopic dermatitis, but also some different inflammatory features. The authors suggested it could be a variant of atopic dermatitis with a mixed type 2 and type 3 immune signature.Böhner 2023↗︎

A similar look on the surface doesn’t mean the same thing is happening under the skin in everyone. That’s why researchers are still studying whether nummular eczema is one clearly separate condition or a pattern that can show up in different types of eczema.

This debate isn’t settled. The immune terms here are meant to help you understand the research, not to classify you or choose a treatment.

Who gets it

Who it affects most often

In 2022, researchers in Germany looked through health insurance records. Here’s what they found, in plain terms.Hagenström 2025↗︎

How common it is
1 to 3out of 1,000 people

Uncommon, but not rare. In a town of 100,000 people, a few hundred have it.

Who gets it
≈ 48years is the average age
57 out of 100 are men43 out of 100 are women

Mostly middle-aged adults, slightly more often men.

Also have atopic dermatitis
18out of 100

So most people with nummular eczema don’t have atopic dermatitis.

How severe it is
15out of 100 have a more severe form
15 more severe85 milder

For most people, it stays manageable with good care and targeted treatment.

These numbers come from Germany, not the US, and only count people who saw a doctor and got a recorded diagnosis. The real number is probably a bit higher.

Diagnosis

What happens at the doctor’s office

The first two steps always happen. The other four only if something on your skin doesn’t fit the usual picture.

01 · ALWAYS
Talking it through

When it started, whether it itches, whether it’s spreading, what you’ve been putting on it and what your skin has been in contact with.

02 · ALWAYS
A look at your skin

The edge, the center, the surface of the patch, and how dry the skin around it is.

03 · IF NEEDED
A scraping under the microscope

A few scales from the surface show whether fungus is involved.

04 · IF NEEDED
Swab

A cotton swab run over the patch shows whether bacteria have moved in.

05 · IF NEEDED
Patch test

Patches on your back look for a contact allergy over two days. It’s not a blood test and it doesn’t test for food.

06 · RARELY
A small skin sample

Only if the patch is unusual or won’t calm down even with treatment.

What the doctor notices → which test they choose
The circle spreads with an active edge while the center calms down
→
skin scraping for fungus
The patch oozes or has yellow crusts
→
swab
It keeps coming back after certain products
→
patch test
One stubborn, unusual patch
→
small skin sample

A patch test looks for a contact allergy. It isn’t the same as a blood test or food testing.AAD↗︎

Treatment

What usually helps

With a mild case, good cosmetic care is sometimes enough. But often it takes a mix of the jobs below.

Calming the inflammation

Depending on the diagnosis and how strong the inflammation is, your doctor may prescribe a topical anti-inflammatory treatment.

Repairing and protecting the barrier

Using a moisturizing cream or ointment regularly helps reduce dryness, tightness and water loss. On dry skin, richer creams and ointments often make more sense than very light lotions.AAD↗︎

Treating a confirmed infection

An antibiotic only makes sense when a doctor recognizes a bacterial infection. Bacteria on the skin aren’t automatically a reason for antibiotics.

Treating a confirmed fungus

If the test shows a fungal infection, you need antifungal treatment, not an eczema routine.

Stubborn or widespread cases

With widespread eczema or eczema that keeps coming back, a dermatologist may consider light therapy or another systemic treatment.

Routine

A simple daily routine

In the morning
  • check whether the surface is dry or wet;
  • apply suitable care to the dry areas;
  • protect exposed areas before friction or cold.
After washing
  • use lukewarm water;
  • don’t rub your skin;
  • gently pat it dry;
  • apply your moisturizer while the skin is still slightly damp.
In the evening
  • care for the very dry areas again;
  • keep your nails short;
  • choose soft clothes that don’t rub.
When to get checked

When it’s a good idea to see a doctor

honey-colored crusts, pus or fast spreading
the skin becomes painful, hot or very swollen
you develop a fever
the itching keeps you from sleeping several nights in a row
the patch hasn’t improved after several weeks of proper care
a single patch won’t go away, bleeds or turns into an open sore
a round patch spreads mostly at its outer edge
patches on the lower legs come with swelling or noticeable varicose veins
the rash is very widespread

Points marked in red mean don’t put off seeing a doctor. With the yellow ones, a checkup makes sense, but it isn’t urgent.

Chicatella care

Soft skin without that tight feeling, from the very first use

Light creams disappear from a dry “coin” within a minute. Chicatella stays on your skin, locks in moisture and softens rough patches, day after day.

SOS Ointment – thick ointment for very dry, eczema-prone skin, open jar and swatch on glass
For dry, cracked circles
MAIN STEP
SOS Ointment
Stays where your skin needs it most.

A rich ointment made with petrolatum and lanolin lays a protective film over dry, rough skin. Moisture stays in, and flaking and tightness ease up.

✓Softens rough, cracked circles on the arms and legs
✓Holds up to handwashing, so you don’t have to reapply every hour
✓A thin layer at night, softer skin in the morning
Discover SOS Ointment →
Body Lotion 200 ml – lotion for dry skin all over the body, bottle with creamy drips
For the dry skin between patches · every day
Body Lotion
Daily care for the skin around the patches.

The skin between the patches is very dry, so it needs care too. This light lotion absorbs in seconds over your legs, arms and torso and locks moisture into your skin.

✓Your whole body in a minute, without a sticky feel
✓On still-damp skin after a shower, so it doesn’t feel tight
✓The perfect pair with the ointment: lotion everywhere, ointment on the circles
Discover the lotion →

Chicatella is cosmetic care for dry, irritated skin. Active inflammation or an infection should be handled by a doctor.

Before & after

When supportive care helps dry, irritated skin with round patches

The same skin before and after care. Customer photos, shared with permission.

Browse→
Nummular eczema on the forearm before and after – red, irritated arm, then a thumbs-up with SOS Ointment
Nummular eczema before and after – coin-shaped patches on the lower back, then a cream jar on the arm
Nummular eczema (coin-shaped) on the bottom and thigh – red spots before, even skin after

These photos show individual experiences with cosmetic care for very dry or irritated skin. Chicatella isn’t a medicine for nummular eczema, the photos don’t confirm a diagnosis, and results vary from person to person.

To sum up

First understand what your skin needs

A round patch on your skin is a clue, not a diagnosis. If it’s dry and rough, regular protective care helps it most. If it spreads at the edge, oozes, hurts or won’t go away, have a doctor take a look. Once you know whether your skin needs gentler washing, more moisture or richer protection, choosing your care is simple.

Keep reading

Related articles

Eczema
The type and the current state of your skin.
Read →
Dermatitis
The umbrella term for skin inflammation.
Read →
Dry skin
Protecting your skin barrier in everyday life.
Read →
Dyshidrotic eczema
Blisters on the palms and soles.
Read →
Stasis dermatitis
When the lower legs are affected.
Read →
All skin conditions
An overview of all our guides.
Read →
Help me choose

Find the right care for your skin in three steps

No guesswork. Answer three quick questions and we’ll tell you what your skin needs.

This article helps you understand nummular eczema and conditions that can look similar, but it can’t diagnose you or replace a checkup. You can’t reliably tell the cause from a photo. Chicatella products are cosmetic skin care products, not medicines.

Sources and further reading
  1. 01Skin and sexually transmitted diseases (PDF, in Slovenian). Slovenian Association of Dermatovenereologists. ↗︎
  2. 02Nummular eczema: Overview. American Academy of Dermatology. ↗︎
  3. 03Signs and symptoms. AAD. ↗︎
  4. 04Causes. AAD. ↗︎
  5. 05Diagnosis and treatment. AAD. ↗︎
  6. 06Self-care. AAD. ↗︎
  7. 07Discoid eczema. DermNet. ↗︎
  8. 08Discoid eczema. NHS. ↗︎
  9. 09Nummular Dermatitis. StatPearls. ↗︎
  10. 10Nummular eczema: An updated review. Leung et al. ↗︎
  11. 11Nummular eczema and the TH2/TH17 immune response, 2023. Böhner et al. ↗︎
  12. 12Epidemiology of nummular eczema, 2025. Hagenström et al. ↗︎
  13. 13Apremilast phase IIb trial, 2025. Böhner et al. ↗︎
  14. 14Lebrikizumab in adults with nummular eczema. ClinicalTrials.gov. ↗︎
  15. 15Tinea corporis. DermNet. ↗︎
  16. 16Tinea incognito: Challenges in diagnosis and management. ↗︎